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Terms of Service

Last Updated: [Date]

Welcome to Moor Pay! These Terms of Service ("Terms") govern your use of the Moor Pay platform, website, mobile application, and services ("Services"). By accessing or using our Services, you agree to be bound by these Terms. If you do not agree to these Terms, please refrain from using our Services.

1. Acceptance of Terms

By using Moor Pay, you acknowledge that you have read, understood, and agree to abide by these Terms, as well as our Privacy Policy. These Terms constitute a legally binding agreement between you and Moor Pay. If you are using our Services on behalf of an organization, you represent that you have the authority to bind that organization to these Terms.

2. Use of Services

2.1 Eligibility

To use Moor Pay, you must be at least 18 years old and capable of entering into a legally binding agreement. By accessing or using our Services, you represent and warrant that you meet these eligibility criteria.

2.2. Account Creation

You may need to create an account to access certain features of our Services. You agree to provide accurate, current, and complete information during the registration process and to keep your account information updated. You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account

3. Financial Services

3.1. Payment Transactions

Moor Pay enables you to make payment transactions through various methods, including linked bank accounts, cards, and other available payment options. You acknowledge that Moor Pay acts as a facilitator and does not hold any funds on your behalf. Your payment transactions are subject to the terms and conditions of the respective payment providers.

3.2. Currency Exchange

Moor Pay may offer currency exchange services at competitive rates. You acknowledge that exchange rates may fluctuate and that any conversions are subject to fees or charges as specified in our Fee Schedule. Currency exchange transactions are executed based on the prevailing rates at the time of the transaction.

4. User Responsibilities

4.1. Compliance with Law

You agree to use our Services in compliance with all applicable laws, regulations, and industry standards. It is your responsibility to ensure that your use of Moor Pay does not violate any laws or regulations of your jurisdiction.

4.2. Prohibited Conduct

You must not use Moor Pay for any illegal, fraudulent, or unauthorized purposes. You are prohibited from engaging in any activity that may disrupt or interfere with the proper functioning of our Services or compromise the security of our platform.

5. Intellectual Property

All intellectual property rights related to Moor Pay, including trademarks, logos, and content, are the property of Moor Pay or its licensors. You are granted a limited, non-exclusive, non-transferable license to use our Services solely for your personal, non-commercial purposes. You must not modify, copy, reproduce, distribute, or create derivative works based on our Services without prior written consent.

6. Limits of Liability

To the extent permitted by law, Moor Pay and its affiliates, directors, officers, employees, or agents shall not be liable for any direct, indirect, incidental, consequential, or special damages arising out of or in connection with your use of our Services, even if advised of the possibility of such damages.

7. Termination

We reserve the right to suspend or terminate your access to Moor Pay at any time, without notice, for any reason, including but not limited to violation of these Terms or applicable laws. Upon termination, you must cease all use of our Services, and any provisions of these Terms that should reasonably survive termination shall remain in effect.

8. Amendments

We may modify these Terms from time to time at our sole discretion. Any changes will be effective upon posting the revised Terms on our platform or by notifying you through other means. It is your responsibility to review these Terms periodically for any updates or changes. Your continued use of Moor Pay after the posting of any modifications constitutes your acceptance of the revised Terms.

9. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of [Jurisdiction]. Any disputes arising out of or in connection with these Terms shall be resolved through binding arbitration in accordance with the rules of [Arbitration Provider]. The arbitration shall be conducted in [City, Country], and the language of the arbitration shall be [Language]. Each party shall bear its own costs associated with the arbitration.

10. Severability

If any provision of these Terms is found to be invalid, illegal, or unenforceable, the remaining provisions shall continue to be valid and enforceable to the fullest extent permitted by law.

11. Entire agreement

These Terms, together with any additional terms or policies referenced herein, constitute the entire agreement between you and Moor Pay concerning the subject matter herein and supersede any prior agreements or understandings, whether written or oral.

Should you have any questions or concerns regarding these Terms, please contact us at [contact email]. Thank you for using Moor Pay!